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© 2012 NACHA – The Electronic Payments Association
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This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is made available with the understanding that the author/publisher is not engaged in rendering legal advice or providing other professional service, and NACHA does not guarantee or make any representations or warranties of any kind, either expressed or implied, including warranties of merchantability and fitness for a particular purpose. If legal advice or other professional assistance is required, the services of a competent professional person should be sought.
