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Establishing Governance for the ACH Network; Making Electronic Payments Possible

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Welcome to ACH Rules Online 2016!

2016 NACHA Operating Rules & Guidelines
A Complete Guide to the Rules Governing the ACH Network

Your receipt of a copy of the 2016 NACHA Operating Rules & Guidelines — A Complete Guide to Rules Governing the ACH Network entitles you to Premium Access to this site. Subscription access runs from January 4, 2016 through January 2, 2017. The 12-digit serial number on the inside front cover of your 2016 NACHA Operating Rules & Guidelines book or CD is your key to accessing the system. You may also have been issued an online-only 12-digit access number. Premium full access numbers start with 161 as the first 3 digits.

2016 NACHA Operating Rules & Guidelines — Corporate Edition

Your receipt of a copy of the 2016 NACHA Operating Rules & Guidelines — Corporate Edition entitles you to access the Corporate Edition of this site. Access runs from January 4, 2016 through January 2, 2017. The 12-digit serial number on the inside front cover of your 2016 NACHA Operating Rules & Guidelines book or CD is your key to accessing the system. You may also have been issued an online-only 12-digit access number. Corporate Edition access numbers start with 162 as the first 3 digits.

For Current ACH Rules Online Users

A prompt box will appear when you log in. Simply type in your new serial number (located on the inside front cover of your 2016 NACHA Operating Rules & Guidelines book or CD sleeve, or issued to you via email for Online Access Only purchases) in the requested space, and click on the “Enter” button. There is no need to re-enter your existing profile information.

For New ACH Rules Online Users

Click on the appropriate link in the New Account box above. Follow the directions to create a new account.

New users without the 12-digit serial number can create an account for limited online access to the basic 2016 NACHA Operating Rules in read-only format.